DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
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Elevate your Delta SkyMiles experience with the Delta Skymiles® Platinum American Express Card. Enjoy miles, travel perks, and more. Apply now and explore the skies.
BEST MID-PRICED DELTA CARD
DELTA SKYMILES® PLATINUM AMERICAN EXPRESS CARD
Rates & Fees
Up to 5% Reward Rate
Earn 3X Miles on purchases made directly with hotels; Earn 3X Miles on Delta flights and Delta Vacations; Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets; Earn 1x miles on all other eligible purchases.
Welcome Bonus
Earn 50,000 bonus miles
Annual Fee
$250
Regular APR
20.99%-29.99% Variable
Credit Score
Excellent/Good (700 - 749)
Rates & Fees
Up to 5% Reward Rate
Earn 3X Miles on purchases made directly with hotels; Earn 3X Miles on Delta flights and Delta Vacations; Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets; Earn 1x miles on all other eligible purchases.
Welcome Bonus
Earn 50,000 bonus miles
Annual Fee
$250
Regular APR
20.99%-29.99% Variable
Credit Score
Excellent/Good (700 - 749)
Here’s an excellent way for students with average or limited credit scores to gain experience managing credit. No annual fee, no penalty APR, plus up to 5% cashback rewards in rotating categories (up to a quarterly cap with enrollment, 1% back on other purchases) earn this card an “A” in our book.
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% – 27.24% applies.
- Click through to Discover’s website to see terms and conditions.
The Delta Skymiles® Platinum American Express Card is a standout option in the world of travel rewards credit cards, and we wholeheartedly recommend it for several compelling reasons. This card offers a host of benefits and features that make it an attractive choice for frequent travelers.
Why We Recommend the Delta Skymiles® Platinum American Express Card
First and foremost, the Delta Skymiles® Platinum American Express Card provides cardholders with the opportunity to earn valuable Delta Skymiles on every purchase they make. This means that not only can you accumulate miles through your everyday spending, but you can also enjoy accelerated earning rates when booking flights with Delta and spending on dining, supermarkets, and more.
Moreover, the card offers a generous welcome bonus for new cardmembers, which can significantly boost your Skymiles balance right from the start. The annual companion certificate, available each year upon renewal, allows you to bring a companion along on your travels for a reduced fare, making it easier to share your adventures with loved ones.
Additionally, cardholders benefit from priority boarding, a free checked bag, and access to Delta Sky Club lounges, enhancing the overall travel experience. The Delta Skymiles® Platinum American Express Card also offers various travel protections, including trip cancellation insurance and car rental loss and damage insurance.
In summary, this card is a fantastic choice for individuals who frequently fly with Delta and want to maximize their travel rewards. With its earning potential, welcome bonus, and numerous travel perks, it’s a valuable addition to any traveler’s wallet.
Our Perspective on the Delta Skymiles® Platinum American Express Card
From our perspective, the Delta Skymiles® Platinum American Express Card is an exceptional credit card that caters to the needs and desires of avid travelers. With its strong emphasis on rewarding cardholders with Skymiles and travel perks, it stands as a reliable companion for those who frequently take to the skies.
One aspect that stands out is the generous welcome bonus, which provides an excellent incentive to start accumulating miles right away. This bonus can be a game-changer for individuals looking to jumpstart their travel rewards journey.
Furthermore, the annual companion certificate is a fantastic benefit for couples or travel buddies, offering significant savings on flights. The ability to access Delta Sky Club lounges adds an extra layer of comfort and luxury to the travel experience.
We appreciate the card’s focus on travel protections, such as trip cancellation insurance and car rental coverage, which can provide peace of mind during your journeys. The card’s partnership with Delta ensures that you can maximize your earnings and enjoy a seamless travel experience when flying with the airline.
In conclusion, the Delta Skymiles® Platinum American Express Card receives our vote of confidence for travelers seeking to enhance their journey and earn valuable rewards along the way. Its combination of Skymiles earning potential, travel benefits, and welcome bonus make it a compelling choice for frequent flyers.
Advantages of the Delta Skymiles® Platinum American Express Card
The Delta Skymiles® Platinum American Express Card offers numerous advantages that make it an appealing choice for frequent travelers. Firstly, cardholders can earn Skymiles on every purchase, with accelerated earning rates for Delta purchases and select categories like dining and supermarkets. This means you can accumulate miles quickly, making it easier to score free flights and upgrades.
One standout benefit is the annual companion certificate, allowing you to bring a companion on your journey for a reduced fare, saving you money on travel expenses. Additionally, cardholders enjoy priority boarding, a complimentary checked bag, and access to Delta Sky Club lounges, enhancing the overall travel experience.
The card also provides various travel protections, including trip cancellation insurance and car rental loss and damage insurance, offering peace of mind during your adventures. With a generous welcome bonus and the ability to redeem miles on Delta and partner airlines, the Delta Skymiles® Platinum American Express Card is a valuable tool for avid travelers.
Disadvantages of the Delta Skymiles® Platinum American Express Card
While the Delta Skymiles® Platinum American Express Card offers an array of benefits, it’s important to consider potential drawbacks. One notable disadvantage is the annual fee associated with the card. Although the card’s perks can easily offset this fee for frequent travelers, it may not be ideal for those who don’t fly with Delta regularly or can’t take full advantage of the benefits.
Additionally, the card’s earning structure may not be as competitive for individuals who spend heavily in categories outside of dining, supermarkets, and Delta purchases. If your spending habits differ significantly from these categories, you may want to explore other rewards credit card options that align better with your preferences.
How Credit Analysis Works for the Delta Skymiles® Platinum American Express Card
The credit analysis process for the Delta Skymiles® Platinum American Express Card is a comprehensive evaluation of your financial history and creditworthiness. When you apply for the card, American Express will review your credit report, credit score, income, and other financial factors to determine whether you qualify for the card and what credit limit you will receive.
A good to excellent credit score is typically required to be approved for this card. American Express assesses your ability to manage credit responsibly, so a solid credit history with a history of on-time payments is essential. They also consider your income to ensure you can meet the card’s financial requirements.
It’s worth noting that American Express may perform a hard credit inquiry, which can temporarily affect your credit score. However, if you meet their criteria, you’ll have the opportunity to enjoy the numerous benefits that come with the Delta Skymiles® Platinum American Express Card, making it a valuable addition to your wallet for travel enthusiasts.
Is There a Pre-Approved Limit?
The Delta Skymiles® Platinum American Express Card may come with a pre-approved credit limit, but the exact limit can vary depending on individual creditworthiness and financial factors. American Express assesses each applicant’s credit history, credit score, and income to determine the appropriate credit limit. Typically, applicants with excellent credit scores and a strong financial profile may receive higher credit limits, while those with lower scores or less robust financial histories may receive lower limits. It’s essential to keep in mind that the pre-approved credit limit is not set in stone and can be adjusted over time based on your credit usage and payment behavior.
Interested in Applying? Learn How to Get the Delta Skymiles® Platinum American Express Card!
Ready to take the next step and apply for the Delta Skymiles® Platinum American Express Card? Click the button below to proceed to the next page and discover how to submit your application. This card offers fantastic travel rewards and benefits, making it an excellent choice for frequent flyers. Don’t miss out on the opportunity to earn Skymiles, enjoy travel perks, and take advantage of the welcome bonus. Learn more and apply today to start your journey toward rewarding travel experiences with the Delta Skymiles® Platinum American Express Card!