HILTON HONORS AMEX SURPASS® CARD
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Experience Hilton like never before with the Hilton Honors Amex Surpass® Card. Earn Hilton Honors points, enjoy hotel perks, and elevate your stay. Rediscover hospitality with this exceptional credit card.
BEST MID-TIER HOTEL CARD
HILTON HONORS AMEX SURPASS® CARD
Rates & Fees
Up to 12X Reward Rate
Earn 12X Hilton Honors bonus points on eligible purchases at participating hotels or resorts within the Hilton portfolio; Earn 6X points on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations; Earn 3X points for other eligible purchases
Welcome Bonus
130,000 bonus points
Annual Fee
$95
Regular APR
20.99%-29.99% variable
Credit Score
Good, Excellent (700 - 749)
Rates & Fees
Up to 12X Reward Rate
Earn 12X Hilton Honors bonus points on eligible purchases at participating hotels or resorts within the Hilton portfolio; Earn 6X points on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations; Earn 3X points for other eligible purchases
Welcome Bonus
130,000 bonus points
Annual Fee
$95
Regular APR
20.99%-29.99% variable
Credit Score
Good, Excellent (700 - 749)
For a modest $95 annual fee, Hilton’s mid-level card delivers remarkable value for those traveling several times per year. The 10 annual Priority Pass visits given with this card once enrolled are worth $299, plus you’ll earn Hilton Honors Gold status.
- Earn 130,000 bonus points after spending $2,000 in purchases on the card in the first 3 months of card membership
- Earn a Free Night Reward from Hilton Honors after spending $15,000 on purchases on the card in a calendar year
- Earn 12 bonus points for each dollar spent on eligible purchases at hotels and resorts within the Hilton portfolio
- Earn 6 bonus points for each dollar spent at U.S. restaurants, U.S. supermarkets, and at U.S. gas stations and 3 bonus points for all other eligible purchases
- No foreign transaction fees
The HILTON HONORS AMEX SURPASS® CARD is a standout choice among credit cards, particularly for travelers and loyal patrons of Hilton Hotels & Resorts. This card’s enticing features make it a top pick for those seeking a combination of luxury, rewards, and value.
Why Do We Recommend the HILTON HONORS AMEX SURPASS® CARD?
One of the primary reasons we recommend this card is its generous rewards program. Cardholders earn Hilton Honors Bonus Points for every dollar spent, with substantial bonuses for spending at Hilton properties. The initial sign-up bonus is impressive, often providing enough points for a free hotel stay right off the bat. With Hilton’s extensive network of hotels worldwide, these points can be used for memorable stays in various destinations.
Additionally, the card offers complimentary Hilton Honors Gold Status, providing access to various perks like room upgrades, late check-outs, and complimentary breakfast. The free Priority Pass Select membership that comes with it allows access to airport lounges, enhancing the overall travel experience.
Furthermore, the HILTON HONORS AMEX SURPASS® CARD offers a pathway to earning a free weekend night after reaching a spending threshold, making it even more valuable for frequent travelers. The card’s lack of foreign transaction fees is another boon for international travelers.
In conclusion, the HILTON HONORS AMEX SURPASS® CARD is an excellent choice for Hilton enthusiasts and frequent travelers. Its rewards program, travel benefits, and potential for free nights make it a compelling option for those looking to maximize their hotel stays and travel experiences.
Our Perspective on the HILTON HONORS AMEX SURPASS® CARD
In our opinion, the HILTON HONORS AMEX SURPASS® CARD is a stellar credit card, especially if you’re a frequent traveler who frequently stays at Hilton properties. It offers a slew of benefits and perks that can significantly enhance your travel experiences.
One of the standout features is the Hilton Honors Gold Status that cardholders receive. This status opens doors to a world of advantages, from room upgrades to late check-outs, and even complimentary breakfasts. It’s a game-changer for those who appreciate the little luxuries while on the road.
The rewards program is another reason to love this card. With every purchase, you earn Hilton Honors Bonus Points, and when you use the card at Hilton hotels, the points really start piling up. The initial sign-up bonus is often substantial enough for a free stay, and the ability to earn a weekend night certificate is a cherry on top.
The card’s partnership with Priority Pass Select also elevates your travel experience. Access to airport lounges worldwide provides a tranquil oasis amidst the hustle and bustle of airports.
However, it’s important to note that this card is most beneficial if you’re loyal to Hilton brands. If you frequently stay at Hilton properties, this card can be a remarkable asset. However, if you prefer other hotel chains, you might want to explore alternative credit card options.
In a nutshell, the HILTON HONORS AMEX SURPASS® CARD is a superb choice for Hilton aficionados and globe-trotters. Its rewards, travel perks, and potential for free nights make it an enticing addition to any traveler’s wallet.
Advantages of the HILTON HONORS AMEX SURPASS® CARD
The HILTON HONORS AMEX SURPASS® CARD boasts several compelling advantages that make it an attractive choice for individuals who frequently stay at Hilton properties. Firstly, its generous rewards program allows cardholders to earn Hilton Honors Bonus Points for every dollar spent. This can lead to significant savings on hotel stays, and the initial sign-up bonus often provides enough points for a free night’s stay.
Furthermore, the complimentary Hilton Honors Gold Status that comes with the card offers a host of benefits, including room upgrades, late check-outs, and complimentary breakfasts. Travelers will also appreciate the Priority Pass Select membership, granting access to airport lounges worldwide, enhancing the overall travel experience.
The card’s lack of foreign transaction fees is another noteworthy advantage for international travelers, as it helps avoid unnecessary expenses while abroad.
Disadvantages of the HILTON HONORS AMEX SURPASS® CARD
While the HILTON HONORS AMEX SURPASS® CARD offers numerous benefits, it’s important to be aware of its limitations. One notable drawback is that the card’s benefits are most significant for loyal Hilton customers. If you prefer staying at other hotel chains, you may not fully maximize the card’s potential.
Additionally, there is an annual fee associated with the card, which may not be justified for individuals who do not travel frequently or stay at Hilton properties regularly.
How Credit Analysis Works for the HILTON HONORS AMEX SURPASS® CARD
The credit analysis process for the HILTON HONORS AMEX SURPASS® CARD is a standard procedure employed by most credit card issuers. When you apply for the card, the issuer evaluates your creditworthiness based on various factors. These include your credit score, income, employment status, and existing debt obligations.
A strong credit score and a stable income are often essential for approval. The issuer will also consider your debt-to-income ratio to ensure you can manage additional credit responsibly.
It’s worth noting that specific criteria may vary depending on the issuer’s policies and guidelines. Once you apply, the issuer will review your application and financial information to determine whether you qualify for the HILTON HONORS AMEX SURPASS® CARD and what credit limit you may receive.
Is There a Pre-Approved Limit?
The HILTON HONORS AMEX SURPASS® CARD does not typically come with a pre-approved credit limit. Instead, the credit limit is determined by the credit card issuer during the application process. The specific credit limit you receive will depend on several factors, including your creditworthiness, income, and financial history.
Credit limits for this card can vary widely. Individuals with excellent credit scores and substantial incomes may be granted higher credit limits, while those with less favorable credit profiles may receive lower limits. It’s important to note that the issuer will assess your ability to manage the credit responsibly before assigning a limit.
Interested in Applying? Learn How to Get the HILTON HONORS AMEX SURPASS® CARD!
If you’re interested in obtaining the HILTON HONORS AMEX SURPASS® CARD, click the button below to proceed to the next page, where we’ll guide you through the application process. This credit card offers a range of fantastic benefits, and we’ll show you the steps to secure it for your wallet. Don’t miss out on the opportunity to enjoy the perks and rewards that come with the HILTON HONORS AMEX SURPASS® CARD – click below to get started on your application journey!