SOUTHWEST RAPID REWARDS® PRIORITY CREDIT CARD
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Fly with Southwest and earn rewards faster with the Southwest Rapid Rewards® Priority Credit Card. Get priority benefits and more. Apply now and take off on your next adventure.
BEST FOR SOUTHWEST AIRLINES BENEFITS
SOUTHWEST RAPID REWARDS® PRIORITY CREDIT CARD
Rates & Fees
Up to 3X Reward Rate
Earn 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, phone services and select streaming. 2X points per $1 spent on Rapid Rewards® hotel and car rental partner purchases; Earn 1X points on other purchases.
Welcome Bonus
Earn 50,000 points.
Annual Fee
$149
Regular APR
21.49%-28.49% variable
Credit Score
Good, Excellent (700 - 749)
Rates & Fees
Up to 3X Reward Rate
Earn 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, phone services and select streaming. 2X points per $1 spent on Rapid Rewards® hotel and car rental partner purchases; Earn 1X points on other purchases.
Welcome Bonus
Earn 50,000 points.
Annual Fee
$149
Regular APR
21.49%-28.49% variable
Credit Score
Good, Excellent (700 - 749)
Southwest’s highest level rewards card is an excellent value for their frequent flier set. Its set of rewards and perks, including a $75 annual travel credit on Southwest, easily helps justify the annual fee — plus your purchases earn tier qualifying points toward A-list status.
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 7,500 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- $75 Southwest® travel credit each year.
- No foreign transaction fees.
- Member FDIC.
The Southwest Rapid Rewards® Priority Credit Card is a powerful financial tool that offers numerous benefits to travelers and frequent flyers. If you’re a fan of Southwest Airlines or frequently travel within the United States, this card should definitely be on your radar.
Why We Recommend the Southwest Rapid Rewards® Priority Credit Card
One of the standout features of this card is its generous sign-up bonus. New cardholders can earn a substantial number of Rapid Rewards points after meeting the minimum spending requirement within the specified time frame. These points can be redeemed for Southwest Airlines flights, making it easier to score free or discounted travel.
Furthermore, the Southwest Rapid Rewards® Priority Credit Card offers an array of travel perks that enhance the flying experience. Cardholders receive an annual $75 Southwest travel credit, which can be used towards various expenses like flight tickets, baggage fees, or in-flight purchases. Additionally, you’ll enjoy four upgraded boardings per year, allowing you to secure your preferred seat and get on the plane faster.
For frequent travelers, the card’s anniversary points bonus can be a game-changer. Every year, on your cardmember anniversary, you’ll receive a generous bundle of Rapid Rewards points, which can add up significantly over time.
Overall, if you’re looking for a credit card that complements your travel lifestyle and provides excellent value, the Southwest Rapid Rewards® Priority Credit Card is an excellent choice.
Our Perspective on the Southwest Rapid Rewards® Priority Credit Card
In our opinion, the Southwest Rapid Rewards® Priority Credit Card is a top-notch option for individuals who frequently travel domestically, especially if they’re loyal to Southwest Airlines. The card’s compelling benefits, including the sign-up bonus, annual travel credit, and anniversary points bonus, make it a standout choice in the travel rewards card category.
One of the most significant advantages of this card is its versatility. With the ability to earn Rapid Rewards points on everyday purchases, cardholders can accumulate points quickly, which can then be redeemed for flights, hotel stays, and more. This flexibility makes it an ideal choice for those who appreciate the freedom to choose their travel rewards.
The annual travel credit and upgraded boardings further sweeten the deal. These perks not only save money but also enhance the overall travel experience. If you’re someone who values early boarding and enjoys the convenience of extra perks, this card delivers in spades.
While there is an annual fee associated with the Southwest Rapid Rewards® Priority Credit Card, the benefits far outweigh this cost for frequent travelers. In our view, this card is a wise investment for individuals who want to maximize their travel rewards and elevate their travel experience.
Advantages of the Southwest Rapid Rewards® Priority Credit Card
The Southwest Rapid Rewards® Priority Credit Card comes with a host of advantages that make it a compelling choice for frequent travelers. First and foremost, the card offers substantial value through its rewards program. Cardholders can earn Rapid Rewards points not only through Southwest Airlines purchases but also on everyday spending, helping them accumulate points rapidly for future travel.
One of the standout features is the annual $75 Southwest travel credit, which effectively offsets a significant portion of the card’s annual fee. This credit can be applied to various travel expenses, making it a valuable perk for those who fly with Southwest regularly.
Furthermore, the card offers four upgraded boardings per year, allowing cardholders to secure a prime spot on the plane, making boarding a breeze. Additionally, the anniversary points bonus is a unique benefit, providing extra Rapid Rewards points each year, enhancing the card’s long-term value.
Lastly, the Southwest Rapid Rewards® Priority Credit Card is associated with Southwest’s Rapid Rewards program, which means there are no blackout dates or seat restrictions when redeeming points for flights. This flexibility ensures that cardholders can enjoy their rewards when they want, where they want.
Disadvantages of the Southwest Rapid Rewards® Priority Credit Card
While the Southwest Rapid Rewards® Priority Credit Card offers numerous advantages, it’s essential to consider its potential drawbacks. One notable limitation is the card’s annual fee, which might deter some individuals, especially if they don’t travel frequently or aren’t loyal to Southwest Airlines.
Another disadvantage is that the card primarily caters to domestic travelers within the United States. If you frequently travel internationally or prefer a broader range of travel options, you may find this card’s rewards and benefits somewhat limited.
Lastly, the card’s foreign transaction fees can add up if you frequently use the card for international purchases. To maximize its benefits, it’s advisable to use a different credit card when traveling abroad to avoid these fees.
How is Credit Analysis Done for the Southwest Rapid Rewards® Priority Credit Card?
The credit analysis process for the Southwest Rapid Rewards® Priority Credit Card follows the standard procedures employed by most credit card issuers. When you apply for the card, the issuer, in this case, Southwest Airlines in partnership with Chase Bank, will evaluate your creditworthiness to determine if you qualify.
Key factors considered during the credit analysis include your credit score, income, employment status, and existing debts. A higher credit score, typically above 700, enhances your chances of approval and may also lead to more favorable terms, such as a lower interest rate.
Income is another crucial factor, as it helps the issuer assess your ability to manage the card’s potential expenses, including the annual fee. Stable employment and a steady income source are viewed favorably.
Additionally, the issuer will review your credit history and existing debts to gauge your financial responsibility. A clean credit history with a demonstrated history of on-time payments can significantly improve your chances of approval.
Is There a Pre-Approved Limit?
The Southwest Rapid Rewards® Priority Credit Card typically comes with a credit limit, which can vary depending on several factors, including your creditworthiness and financial history. The actual credit limit assigned to your card will be determined by the issuer, in this case, Southwest Airlines in partnership with Chase Bank, during the application process.
The credit limits for this card usually range from a few thousand dollars to several tens of thousands of dollars. The specific limit you receive will be communicated to you upon approval. It’s important to note that credit limits are not typically pre-approved or pre-determined before you apply, as they are contingent on the outcome of the credit analysis conducted during the application process.
Interested in Applying? Learn How to Get the Southwest Rapid Rewards® Priority Credit Card!
Are you eager to get your hands on the Southwest Rapid Rewards® Priority Credit Card and start enjoying its fantastic benefits? You’re just a click away from learning how to apply for this card!
Click the button below to proceed to the next page, where we’ll guide you through the application process step by step. Don’t miss out on the opportunity to elevate your travel experience with this exceptional credit card. Apply now and unlock a world of rewards and perks!